How Your Credit Score Impacts Your Mortgage

Your credit score plays a big role in what rates and lenders you can access.

  • Excellent credit = Best rates and more lender choice
  • Good credit = Competitive options and features
  • Fair or bruised credit = Fewer lenders and higher rates—but still mortgage-eligible with the right broker

At Red Key Mortgage, we don’t just work with “perfect” clients. If your credit could use a little TLC, we’ll guide you through improving it—and show you what’s still possible in the meantime.