Personal Identification

When you apply for a mortgage in Canada, lenders will ask for two pieces of valid government-issued ID. It’s their way of confirming who you are — and making sure your name appears the same across all your documents.

Here’s what typically counts as valid ID:

• Driver’s licence
• Canadian passport
• Birth certificate
• Citizenship card
• Provincial health card (only accepted in some provinces)
• Why Do Mortgage Documents Matter So Much?

Pro tip: Double-check that all your ID is current and that your name is spelled the same on every document. Even something as small as a missing middle name or an extra hyphen can cause delays you don’t need.