TD – Pre-Authorized Debit (PAD) Form for Mortgages

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What Is a TD PAD Form?

If you bank with TD Canada Trust, your lender may request a Pre-Authorized Debit (PAD) form to authorize automatic mortgage payments.

This allows your mortgage payments to be withdrawn directly from your TD account on a regular schedule.

Why TD Requires a PAD Form

TD PAD forms are used to:

Set up automated mortgage payments
Reduce missed or late payments
Confirm banking details before funding

PAD authorization is typically required before mortgage funding.

What’s Included on a TD PAD Form?

A TD PAD form usually includes:

Account holder name
TD transit, institution, and account numbers
Debit authorization
Payment frequency
Signature

Some lenders may also request a TD void cheque or Direct Deposit form.

How to Get a TD PAD Form

Download banking details from TD EasyWeb
Visit a TD branch
Request a pre-authorized debit form from TD staff

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