Scotiabank – Pre-Authorized Debit (PAD) Form for Mortgages

Home » Education » Approval Documents » Banking Information Payments » Pre-Authorized Debit (PAD) Form » Scotiabank – PAD Form

What Is a Scotiabank PAD Form?

A Scotiabank PAD form authorizes your lender to automatically withdraw mortgage payments from your Scotiabank account.

This is a standard requirement for setting up mortgage payments in Canada.

Why Scotiabank Requires PAD Authorization

Enables automatic payments
Confirms banking details
Helps prevent missed payments
Supports timely mortgage funding

Information on a Scotiabank PAD Form

Full legal name
Scotiabank transit and account numbers
Payment authorization
Withdrawal schedule
Signature

A Scotiabank void cheque or Direct Deposit form may also be required.

How to Get a Scotiabank PAD Form

Download banking info from Scotia Online
Visit a Scotiabank branch
Request a printed form from customer service

Need Help with Mortgage Paperwork?

Reach out today and we’ll walk you through it, one step at a time.

Contact Red Key Mortgage today — we’ll walk you through every step of the approval process.

Want more insider advice like this? Grab your free copy of the free 2025 Home Buyer’s Guide packed with tips to help you buy with confidence you need to know if you’re buying your first home.