CIBC – Pre-Authorized Debit (PAD) Form for Mortgages

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What Is a CIBC PAD Form?

A CIBC Pre-Authorized Debit (PAD) form allows your lender to withdraw mortgage payments directly from your CIBC account.

Why CIBC Requires a PAD Form

Sets up automatic mortgage payments
Helps prevent missed or late payments
Confirms banking information before funding

Information on a CIBC PAD Form

Your full legal name
CIBC transit, institution, and account numbers
Debit authorization
Payment schedule
Signature

Some lenders may also request a CIBC void cheque or Direct Deposit form.

How to Get a CIBC PAD Form

Download banking details from CIBC Online Banking
Visit a CIBC branch
Request a printed form from a CIBC advisor

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