BMO – Pre-Authorized Debit (PAD) Form for Mortgages

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What Is a BMO PAD Form?

If you bank with BMO, your lender may request a PAD form to set up automatic mortgage withdrawals from your BMO account.

Why BMO Uses PAD Forms

Automates mortgage payments
Reduces risk of late payments
Confirms banking details before funding

What’s Included on a BMO PAD Form?

Account holder name
BMO transit, institution, and account number
Authorization to debit
Payment frequency
Signature

Some lenders may also request a BMO void cheque or Direct Deposit form.

How to Get a BMO PAD Form

Download banking details from BMO Online Banking
Visit a BMO branch
Request assistance from BMO staff

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