Tips from our mortgage affordability down payment guide on how much to save, what you can afford, and smart down payment strategies.
Buying a home with no money down sounds great, especially if you’re trying to get into the market for the first time. We hear this question all the time. Here’s the reality in Canada: the rules are pretty firm. As of 2026, you can’t get a traditional mortgage with zero down. That said, there are…
If you’re earning around $70,000 a year, you’ve probably asked yourself this at some point: what can I actually afford? Short answer? Most Canadians in that income range tend to qualify for somewhere between $250,000 and $350,000 in 2026. But—and this is where it gets real—that number can shift quite a bit depending on your…
Earning $70,000 a year in Canada? You’re probably wondering how much house you can actually afford — and whether the dream of homeownership is within reach. Good news: for most Canadians in 2025, a $70K salary can qualify you for a mortgage somewhere between $280,000 and $380,000. But that’s just a ballpark. The exact number…
Buying a condo is a big step—whether it’s your first home, an investment property, or a move into something more manageable. One of the first questions most buyers ask is: “How much do I need for the down payment?” The short answer? It depends on the price of the condo and whether you plan to…
Let’s be real—saving for a down payment in Canada feels like trying to fill a swimming pool with a teaspoon. Home prices haven’t exactly chilled out, and for many would-be homeowners, the biggest roadblock isn’t the monthly mortgage payment… it’s coughing up that initial chunk of change. So, can you actually buy a home in…
